While you can transfer your ThankYou points earned to a limited number of travel partner programs (at a lesser rate), you need to combine the card with another premium Citi card to open up the opportunity to transfer to all 16 airline and hotel partners. But if you don’t want to make your credit card another thing in your life to worry about, you can put the Citi Double Cash in your purse or wallet, and set it and forget it.Ĭash is king: The best cash back credit cards Yes, if you want to put in extra effort to maximize bonus categories or if you’re willing to pay an annual fee, you can absolutely get more in overall rewards or perks. If you don’t want to deal with bonus categories, transfer partners or spending caps, you can’t get much simpler than the Citi Double Cash.īut “simple” doesn’t have to mean “weak.” In fact, you’ll get 2% cash back on practically everything you buy with this card, which is the best ongoing flat-rate return you’ll find on any no-annual-fee credit card out there. What we like about the Citi Double Cash: Life is complicated enough - not everyone wants to make their credit card complicated as well.
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